Quick Settlement Tips

• Use the services of a mediator or a negotiator to talk to the creditor. They are well-versed in legal tactics and are aware of the loop holes.
• Go for the settlement of larger amounts of debt first.
• Do not disclose confidential details or hand over money to anybody but your creditor. In case a collection agent approaches you make sure the proove their identity before going any further.
• Do not hang up on your creditors or refuse to talk with them. This will give them the idea that you are not interested in repaying the debt at all.